Professional Liability
Running a business in DFW means you’re exposed to risk the moment you open your doors. A customer slips in your storefront, a contractor’s tool damages a client’s property, a product claim shows up out of nowhere. It only takes one claim to put a business under. That’s what General Liability Insurance is for.
At its core, General Liability (sometimes called CGL, or Commercial General Liability) is the foundation of your business’s protection. If you own a business in Texas, it’s not optional. Most landlords, contracts, and clients will require proof of it before they’ll even work with you.
I shop General Liability coverage across 20+ carriers to match your business type, whether you’re a contractor, a retail storefront, or a professional services firm here in Fort Worth, with the right coverage at a price that makes sense. No guesswork, no overpaying for coverage you don’t need.
What does General Liability Insurance Cover?
Business is inherently risky, but General Liability insurance protects against many known and unknown risks.
Simply put, CGL guards you, your business and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).
Here are a few things you can expect General Liability Insurance to cover:
- Lawsuits, investigations, and settlements
- Injury damages
- Advertising/Copyright claims
What’s involved with getting CGL Insurance?
With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be.
Our agency will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them. This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states.
If you’re confused by any of this don’t worry, we’ll make the process easy. Give us a call and we can help you get the process started when you’re ready.